Understand Your Finances

While it can be tempting to begin your property search immediately, understanding your finances beforehand will significantly help streamline the search and offer process.

If a loan or mortgage is required for your purchase, discussing your needs with an experienced mortgage broker and establishing pre-approval status on the loan will help set the purchase price of your property and ensure you are well prepared when it comes time to make an offer on a property. Speak to your real estate agent about this process as they will be able to refer you to a local financial specialist.